Can We Cover It? Yes SIR!
RV, Fifth Wheel & Travel Trailer Insurance
If you own an RV, fifth wheel, or travel trailer, your home owner’s insurance may not cover your recreational vehicle, especially when you travel. Having a separate policy for your RV is the best way to make sure your RV is covered at all times.
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Insurance for RVs, Fifth Wheels, & Travel Trailers
*RV Insurance available in these states:
MI OH, IN, IL, WI, MN, IA, NE TX and KS
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RV Insurance to Cover Your Needs
Don’t worry about your RV when you travel. Your auto or homeowner's policy may not adequately cover your recreational vehicle. We can help you choose the right RV insurance policy with the coverage you need.
This provides comprehensive coverage for most accidental losses, including; collision, fire, floods, landslides, hail, windstorms, animals, vandalism, theft, or, damage from low branches or overhangs. This also includes coverage for attached acessories, such as awnings or satellite dishes.
Total Loss Replacement Coverage
A typical auto insurance policy will only pay you the Actual Cash Value of your RV at the time it’s destroyed. If your new RV is destroyed within its first five model years, this will pay to replace it with a brand new one of similar kind and quality.
Replacement Cost Coverage
This covers personal property that you keep inside of your RV. If your RV is destroyed, this will pay for the items contained in the RV. This also covers you in the event that personal belongings are stolen from your RV.
If your RV breaks down while you are on the road, this will cover road side assistance, including towing, jump starts, flat tire replacement, fuel delivery, and locksmith service,
Campsite Liability Coverage
This provides liability coverage when you are using your RV as your residence and parked at a campsite or on vacation.
If your RV is your residence for an extended period of time, this coverage will provide similar coverage to a standard home insurance policy.